OP Bancorp Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
2analysts covering
FY EPS (est.)
$1.88next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q4 2026 Earnings Release | 28 Jan 2027 |
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly319.0%Target: Maintain above 3.15%
Diluted Earnings Per Share (EPS) Quarterly0.5Target: Steady growth above $0.45 per quarter
Common Equity Tier 1 (CET1) Capital Ratio Quarterly1,082.0%Target: Maintain above 10.5%
Efficiency Ratio Quarterly5,796.0%Target: Below 60.0%
Watch Items
- Deposit Cost RepricingTrigger: Deposit interest expense rising faster than loan yieldsAction: Optimize deposit mix and adjust promotional time deposit rates in response to Federal Reserve rate cuts.
- SBA Loan Sale GainsTrigger: SBA segment fee income falling below $3.0 million per quarterAction: Re-evaluate secondary market pricing and loan origination volumes to stabilize noninterest income.
Research as of 20 Jun 2026