First Western Financial Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
2analysts covering
FY Revenue (est.)
$116Mnext fiscal year
FY EPS (est.)
$2.44next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q4 2026 Earnings Release | 21 Jan 2027 |
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly281.0%Target: 3.15% - 3.20% (normalized target)
Efficiency Ratio Quarterly7,311.0%Target: 70.0% - 73.0% range
Tangible Book Value Per Share Quarterly24.9Target: Continued sequential growth
Non-Performing Assets (NPA) Ratio Quarterly50.0%Target: Maintain below 0.75%
Watch Items
- Deposit Competition and Seasonal OutflowsTrigger: Loan-to-deposit ratio rising back above 96%Action: Re-evaluate deposit pricing strategies and money market account rates to stem outflows without overly compressing NIM.
- Mortgage Origination Volume and Fee IncomeTrigger: Mortgage banking revenue falling below $1.0 million per quarterAction: Assess mortgage loan officer (MLO) productivity and regional housing market demand in Colorado and Arizona.
- Credit Quality and ProvisioningTrigger: Allowance for credit losses (ACL) falling below 75 basis points of total loans or nonaccruals risingAction: Conduct deep-dive credit reviews of commercial real estate (CRE) and commercial & industrial (C&I) portfolios.
Research as of 20 Jun 2026