First Merchants Corp Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
5analysts covering
FY Revenue (est.)
$805.8Mnext fiscal year
FY EPS (est.)
$3.86next fiscal year
Monitoring Framework
Key Performance Indicators
Adjusted Diluted Earnings Per Share (EPS) Quarterly1.0Target: 1.09 by Q4 2026
Common Equity Tier 1 (CET1) Capital Ratio Quarterly1,122.0%Target: Maintain strong capital position above regulatory minimums
Nonperforming Assets to Total Assets Ratio Quarterly43.0%Target: Stable credit performance with minimal credit deterioration
Adjusted Efficiency Ratio Quarterly5,421.0%Target: Maintain strong cost management and operational leverage
Watch Items
- Integration of First Savings Financial Group, Inc. acquisitionTrigger: Completion of system integration by Q2 2026Action: Monitor realization of expected cost savings, operational synergies, and cultural alignment of specialized lending programs.
- Net Interest Margin (NIM) compression or expansionTrigger: Fully taxable equivalent NIM of 3.35% in Q1 2026Action: Track deposit beta, funding costs, and loan yield adjustments in response to Federal Reserve interest rate policy.
- Organic loan growth trajectoryTrigger: Mid-single-digit organic loan growth target for 2026Action: Evaluate commercial and industrial (C&I) and investment real estate loan pipelines, excluding the acquired First Savings portfolio.
Research as of 20 Jun 2026